NativeCloud Product
Payment Automation Platform
The whole bill-to-cash cycle in one platform — invoicing, QR & pay-by-link checkout, reminders, AI recovery, and reporting.
Get paid faster
One-scan checkout and timely reminders shorten the time to cash.
Chase less
AI recovery works your overdue book so your team doesn't have to.
Stay compliant
Secure rails, full audit trails, and e-invoicing built in.
What's included
Everything to bill, collect, and reconcile — automated.
Recurring Invoices
Auto-generate and send invoices on any schedule — your branding, zero manual effort.
QR & Pay-by-Link
Every invoice ships with a QR code and payment link. No login, no app.
Smart Reminders
Automated nudges across email, SMS, and WhatsApp — before and after due.
AI Arrears Recovery
AI prioritises your overdue book and runs tailored recovery journeys.
Payer Dashboard
Real-time balances — issued, paid, and outstanding — in one place.
Reporting & Month-Close
Live dashboards and automated reports. Close the books, fast.
Frictionless Checkout
Get paid in one scan, end to end
A QR code on every invoice. Payers settle in seconds — and it reconciles itself.
Invoice with QR
Every invoice carries a QR code and pay-link.
Scan or tap
No account, no app. Pay in one scan.
Card or Open Banking
Secure payment in seconds, instant confirmation.
Auto-reconciled
Matched and posted to your ledger automatically.
Bulk invoice import from your existing billing system
QR codes on both paper and electronic invoices
Pay with no account — optional payer portal, 24/7
Automatic reconciliation to your ledger
Multilingual SMS & email reminders
AI arrears recovery for chronic non-payers
Full audit trail & financial reporting
Open Banking + card rails, encrypted
E-invoicing & compliance
Increase your markets, not your workload.
Integrate once, add markets without limits
A single standard data model standardizes inputs and lets you expand into new markets with minimal effort.
Full visibility across every submission
Track every invoice in one place. Errors flagged, rejections logged, resolutions triggered automatically.
One input handles every local format
Submit transaction data once — the platform translates and delivers it in the format each jurisdiction requires.
Accredited connections to tax authorities
Direct government connections in every mandated market, built for high throughput with automated retries.
AR and AP e-invoicing both covered
Submit outgoing invoices automatically; receive, validate, and share incoming invoices from suppliers.
Connects to the rest of your stack
One shared data model, so invoice data flows straight into reporting and returns.
One engine, every vertical
One core, dressed for your industry.
Property & Rent
Rent runs & arrears recovery
Utilities & Telecom
High-volume recurring bills
Clinics & Healthcare
Patient invoices & co-pays
Memberships & Gyms
Subscriptions & renewals
B2B Services
Milestones & monthly fees
Schools & Public Fees
Tuition & municipal charges
Security
Secure, end to end.
End-to-end encryption
Encrypted in transit and at rest.
PCI DSS compliant
Card processing to the highest standard.
Tokenized cards
Card data never touches your systems.
2FA & access control
Role-based access on every account.
Regulated Open Banking
Bank-grade rails with strong auth.
Fraud monitoring
Anomalies flagged in real time.
Full audit trail
Every action logged for compliance.
GDPR & data residency
Data stays where it must.
How we deliver
Live in one billing cycle.
Book a demoStep 01
Account Setup & Import
We onboard your payers and schedules, migrated and validated.
Step 02
Payment Rail Connection
Card, bank transfer, direct debit, and Open Banking — connected.
Step 03
Invoice Configuration
Templates set with your branding, tax, and terms.
Step 04
Reminder & Recovery Setup
Reminder cadences and AI recovery journeys, tuned.
Step 05
Parallel Run & Validation
One cycle alongside your process to validate before cutover.
Step 06
Go-Live & Training
Your team is trained and live, with minimal manual work.
Stop chasing. Start collecting.
One platform for invoicing, payments, reminders, and AI recovery — for any business.